Clusters we serve
Twenty-five industrial towns where dealers pay for stock upfront and wait weeks to be paid. Each one is a place enterprise-led channel finance fits the trade.
Where India’s trade concentrates
India has about 338 UNIDO-mapped industrial clusters and a commonly cited 5,000 to 6,400 MSME clusters, depending on definition. The 25 below are the towns we watch, grouped by region. Each page sets out what the cluster makes, the served sector it maps to and why the model fits that trade.
North
11 clusters- Ludhiana Punjab Auto parts, hosiery, bicycles and hand tools Automobiles and auto spares
- Jalandhar Punjab Sports goods and hand tools Consumer durables and electronics
- Panipat Haryana Home textiles Consumer durables and electronics
- Faridabad Haryana Auto components and engineering Automobiles and auto spares
- Baddi Himachal Pradesh Pharmaceutical formulations Pharmaceutical distribution
- Moradabad Uttar Pradesh Brass and metalware Electricals and electrical goods
- Aligarh Uttar Pradesh Locks and hardware Building materials
- Agra Uttar Pradesh Footwear and leather Consumer durables and electronics
- Kanpur Uttar Pradesh Leather and footwear Consumer durables and electronics
- Firozabad Uttar Pradesh Glassware Building materials
- Bhadohi and Mirzapur Uttar Pradesh Carpets Consumer durables and electronics
West
7 clusters- Morbi Gujarat Ceramic tiles and sanitaryware Building materials
- Rajkot Gujarat Engineering, castings and machine tools Automobiles and auto spares
- Jamnagar Gujarat Brass parts Electricals and electrical goods
- Surat Gujarat Man-made textiles Consumer durables and electronics
- Bhiwandi Maharashtra Powerloom textiles and warehousing Consumer durables and electronics
- Bhilwara Rajasthan Suiting and synthetic textiles Consumer durables and electronics
- Kolhapur Maharashtra Footwear and foundry Consumer durables and electronics
South
6 clusters- Coimbatore Tamil Nadu Pumps, motors and foundry Electricals and electrical goods
- Tiruppur Tamil Nadu Knitwear and hosiery Consumer durables and electronics
- Sivakasi Tamil Nadu Printing, safety matches and fireworks Consumer durables and electronics
- Namakkal Tamil Nadu Lorry bodies and transport Tyres
- Ambur and Vaniyambadi Tamil Nadu Leather and finished shoes Consumer durables and electronics
- Karur and Erode Tamil Nadu Home textiles Consumer durables and electronics
The common thread
In every cluster here, a dominant enterprise appoints the dealers and controls dispatch. Where supply can pause, repayment discipline is part of the trade itself.